Find the best place to transfer your credit card points.
MaxUrPoints helps credit card rewards members decide where to transfer their points. Enter your Amex, Chase, Capital One, Citi, Bilt and Wells Fargo balances, and we rank every hotel and airline transfer partner by estimated dollar value, factoring in today’s live transfer bonuses.
A web app (works on any phone or computer). Free tier available · Pro is $9.99/year.
How it works
Enter your balances
Type in the points you hold in each transferable program and pick your card, because some transfer ratios depend on the card tier. We never ask for bank logins or card numbers.
We do the math
For every partner: your balance × transfer ratio × (1 + any active transfer bonus) × a published cents-per-point valuation. Each ratio and value links to its source.
See your best moves
Get airline and hotel partners ranked by estimated value, plus bonuses ending soon. Then confirm award availability and transfer yourself on your issuer’s site.
Bonus: plan the trip, not just the transfer
Where your money goes furthest
Countries ranked by how far your home currency goes today (“your $100 feels like $X”), with Stay, Eat, Shop and Overall views, currency moves over 1 and 5 years, and a region filter. Built from World Bank price-level data, central-bank exchange rates and IMF inflation, with the source and date on every figure.
Points deals for your destination
Search a country or city to see which hotel programs (Hyatt, Marriott, Hilton, IHG, Wyndham, Choice, Accor) your points reach, their published point values, live transfer bonuses and links to each program’s official award search. No made-up award prices.
Points + Cash calculator
Enter the cash price, the all-points price and any points + cash combos (hotel rooms, flights, upgrade offers). See the real cost of each and the cents per point you’d get, using published valuations or your own. Free for every member.
Cheapest days to use points
Off-peak and peak rules, fifth-night-free perks and official award calendars, taken from the programs’ own pages and labeled “verified” or “guidance.”
Estimates for planning only. Prices vary by city and season; always confirm on the program’s site.
Screenshots
From the MaxUrPoints web app (demo data).
Pricing
Free
$0- Today’s top transfer bonus, with end date, caveats and sources
- Count of live bonuses and ones ending this week
- Save your balances
- Top 3 “money goes furthest” countries in each view
- Destination search: hotel programs, point values, official award links, trending searches
- Points + Cash calculator
- Hotel off-peak rules and free-night perks
MaxUrPoints Pro
Billed annually- Personal rankings of every hotel and airline partner for all your balances
- Every active transfer bonus, including ones ending soon
- Card-tier-aware transfer ratios, each with a source
- Full “money goes furthest” rankings, region filters and every country page
- What your own points are worth at each hotel program for your destination, with bonus details
- Airline peak/off-peak calendars (Virgin Atlantic, British Airways, Iberia, Flying Blue, American, United)
$9.99 USD per year, billed annually in advance. Renews automatically each year at $9.99 (plus any applicable tax) until you cancel. Cancel anytime to stop the next renewal; you keep access until the end of the year you paid for. See the Refund & Cancellation Policy.
Pricing detailsFree tier preview
Chase Ultimate Rewards → Marriott Bonvoy
Example of what free members see: the biggest active transfer bonus that day. Bonuses change daily, can depend on your card, and a big bonus is not automatically good value. Always confirm on the issuer’s site before transferring.
Today’s top transfer bonus
Free members see the single biggest active transfer bonus each day (for example, a 30% bonus when moving bank points to an airline), with its end date, caveats and sources.
FAQ
What does MaxUrPoints do?
It estimates how much your transferable credit card points are worth at each airline and hotel transfer partner, including any live transfer bonus, and ranks the options so you can see where your points may go furthest today.
Which programs are supported?
American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou Points, Bilt Rewards and Wells Fargo Rewards, with ratios that depend on your card where relevant.
Do you need my bank or card login?
No. You type your point balances in yourself. We never ask for bank logins, card numbers or account credentials, and we never transfer points for you.
Where do the numbers come from?
Transfer ratios come from issuer and industry sources (each one cited in the app), point values from published monthly valuations, and transfer bonuses from a daily-updated list. Everything is an estimate: offers can be targeted or card-specific, and actual value depends on the award you book.
How much does it cost?
The free tier shows today’s top transfer bonus. MaxUrPoints Pro is $9.99 per year, billed annually, and renews automatically until you cancel.
How do I cancel?
From your account page in the app, or by emailing support@maxurpoints.com. Cancelling stops the next renewal; you keep Pro until the end of the year you paid for.
Can I get a refund?
Yes, within 14 days of your first annual charge or of a renewal charge. Email support@maxurpoints.com. See the Refund & Cancellation Policy for details.
Is this financial advice? Are you affiliated with the card issuers?
No and no. MaxUrPoints provides estimates for information only and is not affiliated with, endorsed by, or sponsored by any card issuer, airline, hotel or loyalty program.
When can I start?
The app is launching soon. Email support@maxurpoints.com and we’ll let you know as soon as sign-ups open.
Stop guessing where to transfer.
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